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My Budget Diary

£24.99

My Budget Diary is designed to help you save money, ditch debt and improve your financial well-being.

If you’re someone who:

  • Frequently runs out of money before payday
  • Misses bills often
  • constantly dips into savings
  • feels like you never make progress towards your goals

…Then this planner is made for you!

Beth, founder of Budget Jones’s Diary and author of this book has tried and tested many budgeting methods over the years. She has curated this planner to help you build a sustainable budget, ditch that pesky debt once and for all, and map out actionable steps to reach and smash your financial goals.

Category: Budgeting Planner Tag: Best Seller
  • Description
  • Reviews (0)

Description

What you can expect in My Budget Diary:

  • Helpful prompts and questions to improve your understanding of what your ‘why’ is and how healthy your ‘money mindset’ is.
  • A whole host of worksheets to calculate your emergency fund, sinking funds, a debt repayment plan and ways to increase your disposable income, all with helpful hints, tips and knowledge throughout.
  • 12 undated monthly sections where you will be able to create and manage your money goals. Monitor any upcoming bills, summarise your different spending categories within the budget itself and review your day-to-day spending in a tracker. With each month that goes by, you should be able to confidently refine your budget and make it as realistic and as motivating as possible.
  • Finish your year off in style by evaluating how your year went and how you can make next year even better.
  • We also have an array of trackers to colour in, which keep you motivated when saving money or paying off debt all whilst being the perfect de-stress activity.This 7 x 10 book is colour throughout; a hardback version is also available.

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On the Gram

How me and the girlies spend intentionally 👀👇 Bec How me and the girlies spend intentionally 👀👇

Because I live so far away from my besties, every time we meet up, we make a DAY of it 🎉

I’m talking classes, crafting, anything - and I will always make room in my budget for our girly activities 💸 no matter if it’s a £5 craft day or £45 wreath making class. 

What’s your fave way to spend time with your friends?

We need some more ideas for 2025 as 2024 has been a good’n 😍

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#intentionalspending #girldates #bestfriendday #onabudget #mindfulspending
Budget friendly Christmas gift ideas for foodies 👀 Budget friendly Christmas gift ideas for foodies 👀👇

Costco is probs one of my fave shops, I could spend hours in there 🤣 and they always go ✨all out✨ for Xmas.

P.s we did secretly purchase the chocolate orange sponge pudding (for research purposes only of course) and I can confirm it was MEGA 🤤 (serves 6? Looool 😂🤭). 

I’m loving putting these gift guides together, as I know some people are just impossible to buy for 🙈 Let me know in the comments if there’s anyone you’re struggling to buy for and I’ll help you out 💗

👉Are you the foodie?👀 Share this with loved ones to give them the hint 😜

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#christmasonabudget #christmasgiftguide #budgetgift #budgetgiftguide #budgetfriendly #xmasonabudget #giftsforher #foodiegift #foodiegiftguide #foodiegifts
How to finish 2024 with a BANG 💥👇 I know how temp How to finish 2024 with a BANG 💥👇

I know how tempting it is at this time of year to just think f*** it, Christmas is here, I’ll start again in the New Year. 

But doing this will only push the goal posts further away and you’ve worked too hard to give up now!!🫶

Instead you can make some choices to still have fun over Xmas but without sacrificing that bigger picture 👀

I’ve been there before whacking my spending on the credit card and acting like Mrs Claus on the day handing out a mountain of presents 🎁 

It’s nice and all to be ✨that person✨, but when it’s going to leave you recovering financially for weeks or even months, it is just not worth it. 

I make no changes to my December budget as my sinking funds cover the majority of my spending. I still make sure I’m investing, saving and working towards my bigger goals 🎯

I hope you found this post useful and motivating 😍

I’d love to know what goals you’re currently working towards?! 🎉🎉🎉

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#moneymindsetshift #moneylessons #financialwellbeing #financialwellness #moneymatters #lifeonabudget #ukdebtfree #ukdebtfreecommunity
Jumping into the Black Friday sales like… 🤣🤣🤣 The Jumping into the Black Friday sales like… 🤣🤣🤣

The balls represent the amount of ‘deals’ landing in my inbox this morning 😳👀

But of course, you follow me so you know how to spot a good one 😉🛍️

#blackfridaydeals #blackfriday2024 #blackfridayshopping #tryingtosave #shopsmarter #savemoneytips
My FAVE tip for surviving Black Friday 👇 Every £ My FAVE tip for surviving Black Friday 👇

Every £ you spend represents the time you’ve exchanged to earn it 💸 

…Crazy when you think about it like that isn’t it?😅🤯

So for the purchases you might be planning on making tomorrow, think about how many hours of work you’d have to do to be able to afford it 🫣

Time is too precious to be spending it on stuff you really don’t need or want 🙌

Have you ever thought about it like this? Blew my mind 😅

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#mindsetmatters #moneylessons #financialwellbeing #financialwellness #blackfridaytips #shopsmart #shopsmarter #savingmoneytips
Don’t buy on Black Friday until you’ve done these Don’t buy on Black Friday until you’ve done these 👀

As a self-confessed shopaholic, I’m pulling out all the stops this year to make sure I’m only buying stuff:
💸 I need
💸 Have had on my wishlist for a while already
💸 Xmas gift related
💸 That I know is actually a deal worth getting

What’s on your list?🛍️

I’ve been using my Gift List spreadsheet for ideas on what I’m buying everyone and once I start my shopping, I can tick it all off and track my leftover budget nooooo problem 🤶

You can get a FREE copy of my spreadsheet by commenting Gift List below 👇🎉🎉🎉

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#moneysavingtip #moneysaving #savingmoneytips #blackfridaysavings #moneysaver #ukdebtfreecommunity #budgetfriendly
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