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Improve Financial Wellbeing, Personal Finances · March 4, 2021

Beginner’s Guide to Budgeting

When you were in school, you learnt about things like Pythagoras theorem, how to make a fruit salad (yes, they taught me that in Food Tech) and what a Bleep Test is….Now I am sure these are very useful for some people (or not!); but if you are a mere mortal like me, when you finished school you ...

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On the Gram

How me and the girlies spend intentionally 👀👇 Bec How me and the girlies spend intentionally 👀👇

Because I live so far away from my besties, every time we meet up, we make a DAY of it 🎉

I’m talking classes, crafting, anything - and I will always make room in my budget for our girly activities 💸 no matter if it’s a £5 craft day or £45 wreath making class. 

What’s your fave way to spend time with your friends?

We need some more ideas for 2025 as 2024 has been a good’n 😍

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#intentionalspending #girldates #bestfriendday #onabudget #mindfulspending
Budget friendly Christmas gift ideas for foodies 👀 Budget friendly Christmas gift ideas for foodies 👀👇

Costco is probs one of my fave shops, I could spend hours in there 🤣 and they always go ✨all out✨ for Xmas.

P.s we did secretly purchase the chocolate orange sponge pudding (for research purposes only of course) and I can confirm it was MEGA 🤤 (serves 6? Looool 😂🤭). 

I’m loving putting these gift guides together, as I know some people are just impossible to buy for 🙈 Let me know in the comments if there’s anyone you’re struggling to buy for and I’ll help you out 💗

👉Are you the foodie?👀 Share this with loved ones to give them the hint 😜

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#christmasonabudget #christmasgiftguide #budgetgift #budgetgiftguide #budgetfriendly #xmasonabudget #giftsforher #foodiegift #foodiegiftguide #foodiegifts
How to finish 2024 with a BANG 💥👇 I know how temp How to finish 2024 with a BANG 💥👇

I know how tempting it is at this time of year to just think f*** it, Christmas is here, I’ll start again in the New Year. 

But doing this will only push the goal posts further away and you’ve worked too hard to give up now!!🫶

Instead you can make some choices to still have fun over Xmas but without sacrificing that bigger picture 👀

I’ve been there before whacking my spending on the credit card and acting like Mrs Claus on the day handing out a mountain of presents 🎁 

It’s nice and all to be ✨that person✨, but when it’s going to leave you recovering financially for weeks or even months, it is just not worth it. 

I make no changes to my December budget as my sinking funds cover the majority of my spending. I still make sure I’m investing, saving and working towards my bigger goals 🎯

I hope you found this post useful and motivating 😍

I’d love to know what goals you’re currently working towards?! 🎉🎉🎉

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

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#moneymindsetshift #moneylessons #financialwellbeing #financialwellness #moneymatters #lifeonabudget #ukdebtfree #ukdebtfreecommunity
Jumping into the Black Friday sales like… 🤣🤣🤣 The Jumping into the Black Friday sales like… 🤣🤣🤣

The balls represent the amount of ‘deals’ landing in my inbox this morning 😳👀

But of course, you follow me so you know how to spot a good one 😉🛍️

#blackfridaydeals #blackfriday2024 #blackfridayshopping #tryingtosave #shopsmarter #savemoneytips
My FAVE tip for surviving Black Friday 👇 Every £ My FAVE tip for surviving Black Friday 👇

Every £ you spend represents the time you’ve exchanged to earn it 💸 

…Crazy when you think about it like that isn’t it?😅🤯

So for the purchases you might be planning on making tomorrow, think about how many hours of work you’d have to do to be able to afford it 🫣

Time is too precious to be spending it on stuff you really don’t need or want 🙌

Have you ever thought about it like this? Blew my mind 😅

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#mindsetmatters #moneylessons #financialwellbeing #financialwellness #blackfridaytips #shopsmart #shopsmarter #savingmoneytips
Don’t buy on Black Friday until you’ve done these Don’t buy on Black Friday until you’ve done these 👀

As a self-confessed shopaholic, I’m pulling out all the stops this year to make sure I’m only buying stuff:
💸 I need
💸 Have had on my wishlist for a while already
💸 Xmas gift related
💸 That I know is actually a deal worth getting

What’s on your list?🛍️

I’ve been using my Gift List spreadsheet for ideas on what I’m buying everyone and once I start my shopping, I can tick it all off and track my leftover budget nooooo problem 🤶

You can get a FREE copy of my spreadsheet by commenting Gift List below 👇🎉🎉🎉

Follow @bethsbudgetdiary for your daily dose of budgeting tips and inspiration 🥰

✨

#moneysavingtip #moneysaving #savingmoneytips #blackfridaysavings #moneysaver #ukdebtfreecommunity #budgetfriendly
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