If you’ve stumbled across this blog, I’m guessing it’s because you’re looking to improve the way you manage your personal finances.
Well, fear no more…
It doesn’t matter whether you’re an absolute beginner, or a dab hand at the ol’ budgeting malarkey, there is something for everyone on this blog and there is definitely always something new to learn.
So… Who am I?!
I’m Beth (‘iyaa).
I’m a Manchester girl through and through, although I like to identify as a posh-Manc! A few years ago, I made the decision to move 150 miles away from home to be with my other half, which was a slight adjustment let me tell you. After many rigorous years of studying (and no social life), I finally became a Chartered Accountant in 2021. I work full time as a Financial Controller for a local business and also run a business in my spare time…introducing Beth’s Budget Diary.
My main passions include dancing – I attend a weekly street dance class which I love! I also dabble in baking from time to time (I’m no Mary Berry, more like a ‘Nailed It’ contestant if you’ve ever seen the Netflix show!).
I started my adult life with no clue about how or why I needed to manage my money. Without the tools and guidance I needed, I soon racked up credit card debts totaling over £20k! (Safe to say I needed help…desperately!). Although I had the theoretical knowledge under my belt, for some reason, there was a disconnect to my reality.
What did I do?
I created a budget.
The budget wasn’t fancy; it didn’t show my net worth, include any pie charts or graphs detailing every inch of my life in monetary value. Instead it was as simple as Money In vs Money Out – and it honestly saved me! I was able to visualise where my money was actually going which then enabled me to set out a plan to freedom.
How can I help you? (I hear you ask)
During my time, I have picked up so many useful tips and tricks that I’m here to share everything with you on this very blog!
I will help you to:
- Save money
- Ditch debt
- & Improve financial well-being
From time to time, I will release new resources to help you navigate your way through your personal finances, which you can have a nosey at here (or via the Shop in the menu bar), so feel free to have a nosey!
Enjoy! Beth x
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